作者： admin

Regardless of the price factor, if you rank the car’s face value, convenience and performance, I think for most girls, face value will be the first, then convenience, and then performance. With the increasing proportion of female consumers in the car circle, major car companies have also begun to grasp the demand points of female consumers, and have launched models specially built for female consumers, which are small and convenient with high value. Today, I will bring all the girls look look at these considerate car companies.

Wuling Hongguang MINIEV

The popular player of Wuling mini compact car broke 10 thousand in June alone. So, where did it win? I have to say, its outline and macaroon color scheme look like a cartoon car that will appear in an amusement park. It’s all soft and waxy, so don’t be too cute. The closed front face is equipped with oval headlights, and even the Wuling logo has its own design features, with a charging port hidden below. However, it is really unfriendly to put it in the underground parking lot. Generally, the front face will face outwards for convenience, but if it needs to be recharged, it will have to face inwards, which means fortunately the car is small. The shape of the rear of the car also echoes the front of the car. It is also an oval taillight. The outline is decorated with chrome trim, and the two lights are connected by contrast trim, which is relatively simple as a whole.

Configuration, conventional new energy vehicles should have, it also has, such as reversing images, uphill assistance, mobile APP remote control and other functions, which are enough for daily travel. In terms of power, the car adopts the rear motor layout, the maximum power can reach 30kW and the maximum torque is 92 N m. Although the power is much inferior to other conventional cars, its CLTC pure battery life is 215km, which is enough for daily commuting (according to the daily round trip of 20 kilometers), and it only needs to be charged once a week, and it is equipped with a fast charge, and it only takes 0 to charge the power from 30% to 80%.

Wuling binguo

Wuling Binguo locates small cars, and the starting price of 24 models is slightly higher than that of Wuling mini. If it is sold in June, this price is naturally inferior to its own mini, but it still ranks second in small cars. This Bingo vehicle looks less square and flatter. The most eye-catching feature of the front face is its slightly bulging closed middle net outline, and the lower surrounding is further decorated with black, which has a contrast effect. Viewed from the side, the car adopts a suspended roof design, which gives a full sense of movement, which is really in line with the aesthetics of contemporary young people.

Most notably, its endurance can be said to be quite excellent in the same class. The entry version is equipped with a 41-horsepower motor, and the endurance under CLTC conditions can reach 203km. The medium-sized version is equipped with a 68-horsepower motor, and the endurance is 333km. The top version has reached 410km.

Geely panda

As the name suggests, the appearance of Geely Panda really looks like a panda sitting on a plate. The round headlights are equipped with a slender closed grille, and a circle of black decorative strips is wound up on both sides. It really looks like a panda’s claws. From the whole car, the car exudes a cute and lovely atmosphere. Although the car is positioned as a mini-car, its space is still quite excellent. The four wheels are designed to be close to the edge, which makes the space supported to the maximum, and the seating and storage space in the car is more spacious.

In terms of power, Panda adopts a rear motor with a maximum power of 30kW, a peak torque of 110N·m, a pure electric cruising range of 200km, and a DC fast charging function of 22kW.

Chang’ an Lumin

The most recognizable thing about Changan Lumin is its round taillights, the outline of which is decorated with red light strips, which looks like a pair of half-squinted eyes. The interior part also has its own characteristics. The T-shaped center console is designed, and the air conditioning outlet runs through the whole front of the car, in which the upper part is equipped with a 10.25-inch floating LCD screen, and the lower part is the control position of the physical buttons.

In terms of power, a permanent magnet synchronous motor is loaded, with a total output of 35kW and a peak torque of 87N m.. Equipped with a single-speed gearbox for electric vehicles, the car can achieve a pure electric cruising range of up to 301km. In addition, it also supports two charging modes: fast charging can be completed within 0.58 hours, while slow charging takes about 10 hours to fully charge the battery.

Byd seagull

Friends who want to buy seagulls can wait. It is reported that 25 BYD seagulls will be listed in August. From the exposure map, the appearance of the new seagull has not changed much, and it still continues the classic design of the cash, but its tail logo "BUILD YOUR DREAMS" has been replaced by "BYD".

The upgrade of intelligent configuration is still very big. The whole system comes standard with intelligent automatic power-on and power-off function, and it is no longer equipped with card keys, which further improves the convenience of use. In addition, in the free version, the main driver’s seat electric adjustment function and the front seat heating function have been specially added. In terms of power, the new car is expected to carry a motor with a maximum power of 55kW and a maximum torque of 135N·m, and two endurance options are provided, namely 305km and 405km.

Bao jun yue ye

The sales of this car, to be honest, can’t compare with the previous ones, but why should I recommend it? That is, it is really suitable for the kind of girls who are particularly cool. Its design is completely different from the previous models. The unique headlights on the front face are matched with the narrow-banner enclosed front grille, the body lines are sharp, and the rear lights are in a ring style, which highlights the toughness and domineering.

The interior design is more mechanical, and the center console has obvious layering. It is equipped with a 10.25-inch full LCD instrument panel and central control panel, which can realize various scientific and technological functions. In terms of power, the car is equipped with a permanent magnet synchronous motor, with a maximum power of 50kW and a maximum torque of 140 N m. With an electric vehicle single-speed gearbox, it can achieve a speed of up to 100 km/h.

From the price point of view, the pricing of these six cars is within a reasonable range, and at this price, it is really good to be able to achieve value, convenience and performance. For girls who don’t pursue cars very much and just need to meet daily transportation, these cars are really suitable.

Recently, a number of stocks, such as Changjiang Power, Nanjing-Shanghai Expressway and China CNOOC, have set a record high in stumbling.

Even a slow bull stock like Changjiang Power, which has been hitting new highs for 20 years, has recorded a monthly decline of more than 5% for five times in the past three years. If investors lack a pre-judgment on the degree of bumps on the road to investment, then a bad investment experience is likely to wash investors out.

In fact, investment is counter-intuitive. In the bottom area of the stock market, Mr. Market is cold and depressed, and the already cheap stock price will be further cheaper. The rise seems to be in the foreseeable future, and investors can’t help but leave the market to wait and see, but this is precisely the sowing area, just like investors who have been long in blue chips in 2016 and 2018, they have won generous market rewards in the following years; In the top area of the stock market where everyone is hypnotized by the stock price, when investors revel and everyone seems to have a bumper harvest, the stock market just enters the high-risk and low-return range, just like investors who entered the market in 2007 and the first half of 2015, which is an important reason for investors who entered the market in early 2021 to Lacrimosa in the past three years.

What investment should pursue is to earn money that can outperform inflation in the long run, rather than a good investment experience. Even if the Dow Jones index has achieved an annualized rate of return of 11% in the past 70 years, investors will not have a good experience, because the retracement of more than 5% takes up most of the time, and people are either regretting why the last high point was not sold or worrying about when the next high point will come.

Successful investment can’t empathize with the market, especially in extremely pessimistic moments, because only in such moments, the downside risks are limited and the upside benefits are considerable. As David Swenson, the late chief investment officer of Yale University, said, holding uncomfortably different positions is painful until the final victory comes.

Stumbling to a new high

Changjiang Electric Power reached a record high on December 28th, 2023. Since November 18th, 2003, Changjiang Power has increased nearly 20 times in the past 20 years, which is a typical slow bull stock, but the fluctuation range of Changjiang Power is enough to scare off investors who follow suit.

Since 2021, Yangtze Power has increased by nearly 40% in three years, far outperforming the broader market. However, in the past three years, the stock price retreated more than 10% three times, and the retreat rate exceeded 12.7% from March to May in 2021; From October to November 2021, the withdrawal rate exceeded 13%; From July to November 2022, it retreated by nearly 20%.

In the past three years, the number of days that Changjiang Power rose was 344 trading days, and the number of days that it fell was 353 trading days. From a psychological point of view, the pain effect brought by the decline is three times that of the happiness effect brought by the rise. Therefore, although Yangtze Power has increased by 40% in the past three years, if the stock price is frequently checked, investors feel far more pain than happiness.

Nanjing-Shanghai Expressway hit a record high last month. Since its listing in 2001, it has increased by 5.27 times, with an annualized income of 8.3%. In the past three years, Nanjing-Shanghai Expressway has increased by 30%, and the biggest retracement of the stock in the past three years is 25%. As a public utility stock, the fundamentals of Nanjing-Shanghai Expressway are relatively transparent and stable, the dividend yield is clear and relatively predictable, and the intrinsic value is relatively stable, but the stock will also encounter emotional selling during the market downturn. However, in the long run, the stock price will eventually be close to the company’s fundamentals.

Xingqi Ophthalmology hit a record high last month. Since its listing on December 8, 2016, the stock has risen 50 times. The stock has also increased by 174% in the past three years, but the biggest retracement is as high as 59%. In June 2022, the stock peaked at 174.81 yuan, but it fell to 83.47 yuan in October 2022.

Kweichow Moutai, a long bull stock, has increased eight times since 2016, but it has happened three times when it retreated more than 30%. In June 2008, Kweichow Moutai once reached 803 yuan, but its share price fell all the way, and the decline accelerated in October. In November 2018, it once dropped to a low of 509 yuan, with the largest retracement reaching 37%. In February, 2021, Kweichow Moutai once reached 2627 yuan, and in August, 2021, it reached 1525 yuan, with a retracement rate of 42%. During the period from June to October 2022, the maximum withdrawal was 37%.

Volatility is the truth of the stock market.

Because greed and fear dominate the market periodically, the stock market is always accompanied by quite violent fluctuations. When the market is pessimistic, the corresponding price-earnings ratio may fall in the range of 8-9 times, and when the market is optimistic, the corresponding price-earnings ratio will be more than 25 times. Even if the fundamentals of listed companies are steadily rising, the fluctuation of valuation will lead to the share price being easily halved.

Yao Zhang, a stock price investor, once said: "Fluctuation is the nature of the market. How can there be no fluctuation among thousands of various participants? It is the fluctuation that creates a source of profit, allowing various types of investors to find reasons for buying and selling, and allowing value investors to find value-for-money prices."

Duan Yongping almost holds a single stock in the US stock market-Apple, but he thinks that no one may be more happy than him to see Apple’s share price fall. "Investors can only imagine the company as a non-listed company, and they will understand without stock price changes. However, most people can’t do this. Objectively speaking, if there is no way to treat a company as a non-listed company, most investors will eventually lose money. " Duan Yongping once said. In the past 10 years, Duan Yongping’s holding of Apple has earned about 10 times the income, and he has also experienced four plunge in the past 10 years.

Investing in the stock market requires a certain tolerance. Investors need to anticipate stock price fluctuations, even violent fluctuations, as John Berg, founder of Pioneer Fund, said, "If you can’t stand the heat, you should stay away from the kitchen".

This is a real case told by Morgan Hauzer, a famous Wall Street investor, in The Psychology of Money. He cited the example of Dow Jones index and gave a mathematical explanation for this phenomenon.

Image source: Morgan Hauzer, Money Psychology

The gray interval in the picture represents the stage when the current price is at least 5% lower than the previous historical high, and this gray stage is the time when you will be unhappy-because during this "gray" time, you are either regretting why the last high point was not sold or worrying about when the next high point will come. There is no need for accurate statistics at all. We can see with the naked eye that the gray "unhappy" period has occupied most of the time in these 70 years.

Great investors are made, and many investors who have stood the test of time have suffered a lot of market pressure. Charles Munger once said, "Our generation, this batch of people who make value investments, is not made. Stick to it, you don’t even need to be smart. "

Investment needs to distinguish the stock price from the intrinsic value of the stock. Investment needs to be "insensitive". If you keep an eye on the short-term stock price, investors will not only have a bad experience, but also be fooled by the market, buy high and sell low, and run in the wrong direction; If we regard investment as "the stock price is what you pay, and the value is what you get", we should pay close attention to the relatively stable intrinsic value, ignore the jumping stock price, or use the irrational market to buy low and sell high, so that investors can earn long-term money and avoid resonating with market sentiment to form good investment results.

(The original title is "A shares continue to slump, but these stocks have reached a new high! What are the commonalities? Great investments are made! 》）

　　[Autohome car series history] As the car of the former president of the United States, the Lincoln automobile brand is naturally famous for its titles such as luxury and atmosphere. When the SUV model appeared in the United States, it immediately won the love of most people, and everyone chose this tall and practical car. As the first SUV model in the Lincoln brand, the Navigator quickly occupied half of the US full-size SUV market with many advantages such as high comfort, large interior space, strong power, and the ability to "work". When competing with another luxury car brand in the United States, Cadillac’s Escalade, the Navigator finally had a slightly better sales result. Now let’s take a look at the development history of the third generation of the Lincoln Navigator.

Lincoln’s relationship with Ford

　　As early as 1920, Lincoln brand’s first car, Model L, came out. Although this car was very advanced that year, due to the general economic recession in the country after World War I, the minimum price of Lincoln Model L was 16 times that of Ford Model T. Coupled with the long production cycle, the sales of Model L cars were very bad. In addition to monthly losses, Lincoln was also found to be in arrears in taxes. Finally, in 1921, founder Henry Leland declared Lincoln Motor Company bankrupt and auctioned it off. After the news broke, Edsel Ford, the son of Ford Motor founder Henry Ford, persuaded his father to buy Lincoln Motor Company. Later, the acquired Lincoln car was operated by Edsel.

Origin of the Navigator

　　Although the Navigator is Lincoln’s first SUV model, it is not actually a brand new model. The Lincoln Navigator is based on the Ford Expedition. The Conqueror uses a 5.4L V8 SOHC naturally aspirated gasoline engine with a maximum power of 233 horsepower. The maximum torque is 441 Nm, and it is matched with a 4-speed automatic transmission. Although the two cars are still relatively similar in appearance, the luxury temperament of the Navigator is more obvious than that of the Conqueror.

The first generation of navigators was codenamed UN173 (1997-2002).

　　The first generation of the Lincoln Navigator began production on May 14, 1997 and went on sale in August of the same year. The Navigator was the first SUV model under the Lincoln Motor brand and Lincoln’s first four-wheel drive vehicle. The first Navigator shared the platform with the Ford Conqueror at that time, but the Navigator interior was more luxurious and the configuration function was more complete. In order to meet the needs of the American people, the Navigator has a certain loading and towing capacity, and can seat up to 8 people. In the first year of sales, although the Navigator cost more than 42,000 US dollars, which was much higher than the highest price of the Ford Conqueror in the same period of time, which was about 34,000 US dollars, it still sold about 44,000 units. The competitors at that time included Cadillac Escalade, GMC’s Yukon Denali, and Lexus LX.

　　Although the Navigator is based on the Ford Conqueror, there are still obvious differences between the two cars. Compared with the Conqueror, the Navigator has a chrome-plated waterfall front air intake grille, a unique engine cover, different roof racks, and chrome door handles. Only the overall design and layout of the center console are almost the same as the Conqueror. Other details, such as solid wood decoration, interior carpets, sound insulation materials, etc., far exceed the Ford Conqueror.

　　In the late 1990s, some advanced comfort features such as automatic air conditioning, automatic headlights, and a multi-functional solid wood leather steering wheel were already equipped on the first generation of the Navigator. In addition to being synonymous with luxury and comfort, the Navigator is not just a "vase". The four-wheel drive system of the car is developed with rear drive, using Ford Motor Company’s ControlTrac four-wheel drive system. There are four options: two-wheel drive high speed, four-wheel drive high speed, four-wheel drive low speed and automatic. In order to meet the daily needs of the American people, the Navigator also has a towing capacity of 3,500 kilograms, such as horses, boats, and even RVs.

　　In terms of safety configuration, there are anti-lock brakes (ABS), front and side airbags. In other aspects, the configuration of the Navigator is still very rich, and the high-end models can also be equipped with 7 speakers and 6 discs of high-end audio, front double side airbags, garage opening function, 17-inch wheels, etc. Unlike the Conqueror, the Navigator is equipped with pneumatic suspension in order to make the Navigator have better ride comfort. However, due to its certain loading and towing capacity, the Navigator adopts the form of front independent suspension and rear non-independent suspension. In addition, some American civilian modification factories also cut the Navigator and rebuilt it to lengthen it. The modified and lengthened models are generally used in casino VIP vehicles.

　　The 1999 Navigator was equipped with an electric brake pedal and gas pedal, as well as 17-inch wheels. In the 2000 Navigator, the higher-end model added a satellite navigation system, front seat heating and ventilation, as well as reversing radar and side crash airbags. The 2001 model saw a rear entertainment system. Finally, in 2002, Lincoln began planning for the next generation of Navigator.

　　In 1999, the Navigator was replaced with a 5.4L V8 DOHC naturally aspirated engine, which increased the maximum power to 304 horsepower and the maximum torque to 481 Nm. The 100-kilometer acceleration time was increased from 11.9 seconds to 9.6 seconds, and the towing capacity was increased to 3900 kilograms.

　　In 1998, the first year that the Navigator began selling, Cadillac, a General Motors brand, deliberately fabricated sales numbers in order to compete for the annual sales championship in 1998. Cadillac advertised that it sold more than Lincoln, but after the problem was later found, Cadillac said that the internal audit showed that the December sales figures were "overestimated" by 4,773 vehicles. Finally, after the real data was revised, the total sales of Lincoln were 187,121, and Cadillac was 182,570.

　　In addition to the embarrassment of Cadillac publicly admitting its mistakes, its second-place ranking in luxury car sales has also tarnished General Motors’ image, especially when the auto industry’s sales are at an all-time high, but GM’s sales have not reached a peak.